BTO vs Resale — Which Makes You Better Off?

Free Singapore financial comparison — see your real total cost, grants & 5-year outcome

Get your HDB Flat Eligibility (HFE) letter before you commit: it confirms your eligibility, grants and loan.

📝 Your Situation

Flat Type (BTO flats are subsidised; resale has more location choice)

Combined Monthly Income (you + spouse, before CPF deduction)

First-Time Applicant? (affects EHG, proximity grant, priority)

Living With or Near Parents? (Proximity Housing Grant, resale flats only)

Target Town (affects BTO price & resale market rate)

Planned Stay Duration (MOP: 5 years for Standard flats, 10 years for Plus and Prime)

📊 Your Personalised Comparison

📋 Full Breakdown

Factor	BTO	Resale

⚠️ Important: PropNex Realty Pte. Ltd or its salespersons will not be responsible for any errors or omissions or for the results obtained from the use of this information. All information is provided with no guarantee of accuracy. If in doubt, kindly seek appropriate advice from your financial advisors or bankers before you make any property investment decisions.